RushChat review
RushChat offers fictional character chat with monthly and annual plan options. The public pricing guide also describes a coin balance you can buy separately.
What you can keep between visits
The pricing guide says purchased coins do not expire and lists messages and pictures as ways to use them. The page shows monthly and annual choices. The page leaves the cost and allowances for each tier to the offer you see.
A monthly balance or coins to keep
Coquette AI describes an included monthly token balance that expires at the end of the billing period. RushChat’s guide gives separately purchased coins a longer life. That matters if you spend on media irregularly and may go months between sessions.
Anabel’s take
I'd choose RushChat’s coin option for a story I expect to put down and revisit. I'd consider a recurring plan when I have a reason to use its benefits regularly.